Business Architecture
Thanks to all for your comments on Rebooting Business Capabilities. There were some very interesting observations as well as questions raised on the capability SLOs. I have tried to provide an answer to most of the queries in this article. We’ve all seen the 1–5 “maturity” slides. They
Business Architecture
In Parts 1–2, we made a simple promise: architecture earns trust when it changes decisions this quarter. Business capabilities are the most widely misunderstood concepts within the business. And we business architects spend an inordinate amount of time generating the perfect business capability model for an organisation. Here'
Business Architecture
Thanks a lot for the great response on my previous article on Rebooting Business Architecture. In this article, I had suggested that for business architecture to succeed it must prove value fast - by helping leaders make better decisions, faster. Continuing on the same theme, in this article, I am
Data & Information
Most insurers proudly declare that they are “data-driven.” With vast amounts of policy, claims, customer, and risk data collected every second, the industry is awash with information sources. Yet scratch beneath the surface and a paradox emerges: insurers are data-rich, but information-poor. Why? Because data alone is not enough. In
Operating Model
Most enterprises run three parallel conversations. CX teams craft journey maps and moments-that-matter. Business Architects model value streams and capabilities. Data & AI teams pursue “use cases” where the data is convenient. Each stream is rational in isolation — yet together they create a three-speed organisation where experience, flow, and intelligence
Business Architecture
And use value streams to deploy AI where it actually matters. Most organisations are still obsessed with “fixing processes”. Teams map hand-offs, shave seconds off tasks, and automate steps. Efficiency improves locally, yet customers still wait, exceptions still bounce around the maze, and value still leaks between silos. The problem
Business Architecture
If your “Business Architecture review” feels like bureaucracy, you are using Business Architecture as a gate rather than as the shortest path from intent to value. Myth: Business Architecture is maps, meetings, and “no”. Reality: Business Architecture is the one function that stitches strategy to value delivery: strategy → value streams
Digital Transformation
In my recent articles, I explored how adaptive operating models and capability-driven transformation are critical for insurers to thrive in an era shaped by open finance, embedded ecosystems and rapidly evolving customer expectations. This shift is especially visible in personal lines insurance, where mobile-first experiences are transforming how customers buy,
Operating Model
The financial services landscape is evolving at an unprecedented pace, and insurance is no exception. Open finance is transforming how data flows across the ecosystem, unlocking opportunities for new products, partnerships and customer experiences. For insurers, this shift brings significant challenges but also an opportunity to reimagine their role in
AI & Automation
The insurance industry is undergoing one of the most significant shifts in its history. Traditional operating models were designed for scale, control and efficiency, but they are now being tested by forces that are reshaping the entire landscape. Customers expect personalised, seamless and mobile-first experiences. Regulators demand greater transparency and
Future of Work
Everyone recognises the importance of customer experience and how it impacts the success of their business. But how many businesses think about the significance of the employee experience and how that affects their organisation? As a business designer, I have come across “progressive” employers who take pride in talking about
Digital Transformation
What comes to your mind when you think of digital engagement? Your customers, your products, data, analytics? What about channels? You might have the fanciest of the products, and an army of eager customers waiting to experience them, but if you have not thought through your channel strategy, it may